Mixed in with the billions of dollars in free grant money that is available to US citizens are African American grants, which is provided by the government, private foundations, and non-profit organizations. This is money that any black American citizen can apply for and use for their personal use as long as they are at least 18 years old.
Just like there are grants for women, Hispanic grants, and Asian grants, African American grants are provided to help this demographic succeed in life and in the business world. The greatest amount of money is allocated to help African Americans go to school and get a college education, and there is also an incredible amount of African American grants for small business owners. But that's just the start. There are African American grants to help people pay their bills, obtain professional development and training in order to succeed in the workplace, and even grants that can be used to help you buy a new home.
Because African American grants are not loans, it does not matter what your credit score is. When you submit your grant application to request some of this free money, you do not need a down payment, collateral or a cosigner. The grant reviewer will not even check your credit score. That's because this is free grant money you can receive and will never be asked to pay back. As long as you use the funds for the purpose outlined in your grant application, the money is yours to keep to help you achieve your goals.